Funding Explorer · New Hampshire

New Hampshire Education Freedom Accounts (EFA)

Education savings account run by Children’s Scholarship Fund New Hampshire (CSFNH).

Corral is not part of this program. Children’s Scholarship Fund New Hampshire (CSFNH) decides who qualifies and what money can be spent on. This page summarizes the official sources listed at the bottom, as they read when they were checked. Check with the program before you rely on it.

Last updated October 17, 2026

Official pages: Apply or sign up Handbook

Homeschool studentsCan qualify

2026-27 amountSee belowFactors: differentiated aid (categories per RSA 198:40-a; not itemized here)

Program, 2026-27OperatingThe program is running in 2026-27: CSF New Hampshire is taking 2026-27 applications and has published its August 2026 parent handbook, with funds released four times a year (mid-September, mid-November, mid-January, mid-April). [S20]

Applications, 2026-27Open year-round

Open year-round 2026-27 applications. 2026-27 applications are still open. Applications completed and verified by July 15, 2026 got a full year; families can still apply through February 2027 for a reduced (prorated) amount. The 12,500-student cap was reached on Aug 13, 2026, so students outside the priority groups (current EFA students, their siblings, children with disabilities, and families at or below 350% of the federal poverty level) now go on a waiting list. The exact last day in February is not published. [S21]

Dates not announced 2027-28: CSF New Hampshire has not posted 2027-28 application dates. In general, applications completed and verified by July 15 get a full-year account, and returning families must submit a Record of Educational Attainment by July 15. [S5]

Track this account in My Homeschool Follow this program

Free during the beta. Record your award, deposits, purchases and receipts, see what each category needs, and print a family record of it. Corral never connects to the program portal, never asks for its password, and never moves money.

Following puts its announced application dates on your My Homeschool page. Email about it is a separate choice.

Homeschool students

A registered home-education student can join the EFA program, but legally becomes an 'EFA student', not a home education student. The RSA 193-A home education program is terminated when EFA participation begins (RSA 194-F:2). The parent must notify the prior participating agency. NHED says to terminate per Ed 315.06 and RSA 193-A:5(III) before enrolling. [S2]

Who can apply

Parent and student are NH residents; student eligible to enroll in local public school K-12 and at least 5 by September 30 [S2]
Not enrolled full-time (more than 50% of instructional time) in a district public school or chartered public school (including VLACS) [S2]
Statutory definition has no income limit: 'a resident of this state who is eligible to enroll in a public elementary or secondary school' [S4]
Priority groups (not subject to the cap): current EFA students, their siblings, children with disabilities (RSA 186-C:2), families at or below 350% FPL [S2]

How much

Statute: the per-pupil adequate education grant under RSA 198:40-a plus any differentiated aid the student would have generated. CSFNH's Nov 2025 fact sheet cites an average grant of about $4,800. No 2026-27 figure was found.

[S3]

How it's paid: State disburses to CSF 4 times a year; funds are available about 2 weeks after mid-September (20%), mid-November (20%), mid-January (30%) and mid-April (30%)

Left over at year end: Unused funds roll over quarter to quarter and year to year until the student withdraws or graduates high school

Dates

Date	What
July 1, 2026	Recommended date to submit all documents [S5]
July 15, 2026	Application complete and verified for a full (100%) 2026-27 EFA; annual Record of Educational Attainment due for renewals [S2]

Spending

Funds are spent through ClassWallet three ways: marketplace orders, direct pay to an EFA-approved provider or retailer, or reimbursement of a parent purchase with compliant receipts. CSF approves or denies every transaction; it encourages marketplace or direct pay over reimbursement. [S19]

How Corral reads each kind of purchase for this program. These are starting points from the program’s own lists, not decisions: the program approves or denies each purchase.

Kind of purchase	Corral’s check	What the sources say
Curriculum	May be eligible; receipt details needed	Textbooks, curriculum and instructional materials for a course, program or lesson; CSF decides whether the material falls within the core knowledge domains and may ask to see the course or grade-level expectations. [S8]
Books and instructional materials	May be eligible; receipt details needed	Textbooks, workbooks, educational study materials and digital materials such as e-textbooks. [S8]
School supplies	May be eligible; receipt details needed	School supplies such as calculators, backpacks, math tools, notebooks, binders, printer ink and writing utensils. Bulk or household craft supplies are not allowed. [S8]
Tuition and fees	May be eligible; receipt details needed	Private school tuition and listed student fees (academic, activity, registration, athletics, book, technology, test, uniform); public school classes. Non-academic school fees such as before/after care, lunch and fundraising are not allowed. [S8]
Online courses	May be eligible; receipt details needed	Non-public/private online learning programs, tuition and fees (examples given include Acellus, Outschool, Power Homeschool, Time4Learning). [S8]
Dual credit / college courses	May be eligible; receipt details needed	College or career/technical school tuition and fees for a student dual enrolled while in high school; not after the student graduates. [S8]
Tutoring and teaching services	May be eligible; receipt details needed	Tutoring by a certified/accredited individual or tutoring facility in the core knowledge domains. The provider must be EFA approved, including for reimbursement. [S8]
Tests and assessments	May be eligible; receipt details needed	Fees for nationally standardized assessments, AP exams, portfolio evaluations, college admission or credit exams, and prep courses for those exams. [S8]
Educational therapies	May be eligible; receipt details needed	Educational services and therapies (occupational, behavioral, physical, speech-language, audiology) by a certified/accredited therapist. [S8]
Technology	Requires program confirmation	One laptop or desktop every three years (cap $3,600); tablets cap $1,600 per item; digital devices like monitors, printers and headphones cap $800 per item; educational software allowed. Cell phones, smart watches and household electronics are not allowed. [S9]
Transportation	Requires program confirmation	Only a fee-for-service transportation provider (such as a bus company) taking the student to and from an education service provider. Uber/Lyft, planes, trains, parking and mileage are not allowed. [S16]
Field trips	Requires program confirmation	A student’s individual admission to an educational venue such as a museum is allowed if the order explains how it supports the student’s education. Amusement parks, entertainment venues, live performances, and trips and travel are not allowed. [S15]
Lessons and enrichment	May be eligible; receipt details needed	Tuition and fees for academic camps and education programs, e.g. co-op classes, music lessons, dance, martial arts, team sports, robotics, language learning. Athletic equipment is capped at $500 per item. [S17]
Internet service	Requires program confirmation	General household internet is not allowed; a hot-spot device for the individual student only is allowed. Cell phone plans are not allowed. [S10]
Anything else	Requires program confirmation	Anything else must be an educational use for the individual student in the core knowledge domains; CSF approves or denies each transaction, and its prohibited list is not exhaustive. Ask [email protected] when unsure. [S11]

Allowed, as the program lists it

Private school tuition and student fees; public school classes and programs [S8]
Non-public/private online learning programs, tuition and fees [S8]
Tutoring by a certified/accredited individual or tutoring facility in the core knowledge domains [S8]
Textbooks, curriculum, instructional and supplemental materials (including school supplies and musical instruments) within the core knowledge domains [S8]
One computer device every three years, tablets, digital electronic devices, educational software, a student-only hot-spot, repair of an EFA-bought computer (with caps) [S9]
Fees for assessments and exams, and prep courses for those exams [S8]
Tuition and fees for academic camps and education programs (co-ops, lessons, sports, arts) [S17]
College and career/technical school tuition and fees while dual enrolled in high school [S8]
Special education services and therapies by a certified/accredited therapist [S8]
Fee-for-service transportation to and from an education service provider [S16]
Individual student admission to an educational venue such as a museum, with an explanation in the order [S15]
School uniform items required by a school’s uniform policy [S8]

Not allowed

Paying a parent, guardian or immediate family member for their time, expenses or instruction of their own students; family or group memberships [S11]
Live animals; farm, gardening and homesteading equipment; blades, weapons, fishing/hunting items [S11]
Clothing not required by a school uniform policy; furniture; construction and home-improvement supplies; household items and decor [S11]
Cell phones and plans, smart watches/glasses/rings; household electronics (routers, drones, TVs, video games and consoles) [S11]
Food and kitchenware; personal items; manufacturing machines (CNC, Cricut, laser engravers); items for resale or gifting; multi-user items [S11]
Recreational items; toys (including Lego and robots); live entertainment; streaming services and podcasts; trips and travel, ride services, mileage and parking [S11]
Preschool, and courses or materials after high school graduation; non-academic school fees [S11]
General household internet [S10]
Items bought with coupons, gift cards, points or as gifts; cash payments to private sellers (not reimbursable) [S14]

Category limits

Desktop or laptop (including Apple/Mac), or a student computer build: cap $3,600; one computer device every three years [S9]
Tablets cap $1,600 per item [S9]
Digital electronic devices cap $800 per item [S9]
Athletic equipment and passes cap $500 per item [S8]

Receipts and records

Reimbursement receipts and direct-pay invoices must show the provider or retailer name, student name (providers), a description of each item or service, the receipt/invoice date and/or dates of service, and the amount (and date) paid per pupil, not per family. No handwritten receipts. Only receipts dated on or after the student’s date of eligibility count. CSF may request more documentation at any time. Annual Record of Educational Attainment due July 15.

Approval before buying

Every marketplace, direct pay and reimbursement transaction goes into a CSF approval queue and is approved or denied individually. Service providers that teach or serve the student must be EFA approved before they can be paid or reimbursed.

Vendors

ClassWallet marketplace of pre-approved online retailers (e.g. Amazon); direct pay to EFA-approved education service providers or retailers; or reimbursement with compliant receipts. Retail stores do not need EFA approval, but service providers do, including for reimbursement.

Four separate questions: is the vendor approved by the program, is the kind of purchase allowed, does this item meet the program’s conditions, and did the program approve the claim. A yes to one is not a yes to the others.

Family members as vendors

A parent, guardian or immediate family member may not receive a payment, refund or rebate of EFA funds from a vendor or provider, or EFA funds for instructing their own child, even if they are an EFA-approved provider.

Questions to ask the program

The official sources don’t settle these. Ask Children’s Scholarship Fund New Hampshire (CSFNH) before you count on them:

How much will my child's account receive for 2026-27, and how much is in each quarterly payment? No official 2026-27 dollar figure has been published; the program's own fact sheet gives only a past average.
If we apply now, what is the last day in February to apply, and how much will the prorated amount be? The program says only 'through February' and does not publish the proration amounts.
If my child is not in a priority group and is on the waiting list, how many spots usually open up during the year, and would a late award be prorated? The 12,500-student limit for 2026-27 was reached in August, and the program has not said how quickly the waiting list moves.
Is there a household income limit for my child? The state education department's page still mentions a 350% of poverty income limit, while the current law and handbook do not.
Is there a deadline to submit receipts or reimbursement requests for this school year? No submission deadline is stated in the handbook.
Can I buy general homeschool curriculum and supplies, or only materials required by a specific course or lesson? The handbook lists materials 'required by the course, program, or lesson' and doesn't say how strictly that is applied.
If my child is registered as a home education student, what exactly do I need to do to end that before the account starts? Joining the program ends home education status under state law, and the parent must notify the prior participating agency.

Sources

[S1] RSA 194-F:2 Education Freedom Accounts · 194-F:2 · amended 2025 (141:302, eff. July 1, 2025) and 2026 (297:4, eff. July 1, 2026) · checked October 9, 2026
[S2] Education Freedom Account Parent Handbook (CSF New Hampshire) · Homeschoolers (p.14); Enrollment Cap (p.6) · updated August 2026 · checked October 6, 2026
[S3] RSA 194-F:2 Education Freedom Accounts (grant amount) · 194-F:2 · checked October 6, 2026
[S4] RSA 194-F:1 Definitions · Eligible student · amended 2025, 75:1, eff. June 10, 2025 · checked October 6, 2026
[S5] Everything You Need to Know about Education Freedom Accounts (CSF NH) · Apply · checked October 6, 2026
[S6] Education Freedom Accounts (NH Department of Education) · Homeschool · checked October 6, 2026
[S7] EFA Fast Facts (CSF NH) · By the Numbers · dated November 2025 · checked October 6, 2026
[S8] Education Freedom Account Parent Handbook (CSF New Hampshire) · Allowable Use Categories of the EFA Grant (pp.20-25) · updated August 2026 · checked October 6, 2026
[S9] Education Freedom Account Parent Handbook (CSF New Hampshire) · Computer Device; Technological services and devices (pp.21-22) · updated August 2026 · checked October 6, 2026
[S10] Education Freedom Account Parent Handbook (CSF New Hampshire) · Internet or other technological services (p.22) · updated August 2026 · checked October 6, 2026
[S11] Education Freedom Account Parent Handbook (CSF New Hampshire) · Prohibited Items and Categories (pp.26-28) · updated August 2026 · checked October 6, 2026
[S12] Education Freedom Account Parent Handbook (CSF New Hampshire) · How to Access EFA Grant Funds: Approval of Expenditures (p.29) · updated August 2026 · checked October 6, 2026
[S13] Education Freedom Account Parent Handbook (CSF New Hampshire) · How to Access EFA Grant Funds: Direct Pay Orders and Reimbursement (pp.30-31) · updated August 2026 · checked October 6, 2026
[S14] Education Freedom Account Parent Handbook (CSF New Hampshire) · General Purchasing Provisions (pp.18-19): Monetary Benefit; Cash, Coupon, Gift Card; Hand-Written Receipts · updated August 2026 · checked October 6, 2026
[S15] Education Freedom Account Parent Handbook (CSF New Hampshire) · General Purchasing Provisions: Educational Field Trips and Admissions (pp.18-19) · updated August 2026 · checked October 6, 2026
[S16] Education Freedom Account Parent Handbook (CSF New Hampshire) · Allowable Use Categories: Fee-for-service transportation (p.25) · updated August 2026 · checked October 6, 2026
[S17] Education Freedom Account Parent Handbook (CSF New Hampshire) · Allowable Use Categories: Education programs (pp.23-24) · updated August 2026 · checked October 6, 2026
[S18] Education Freedom Account Parent Handbook (CSF New Hampshire) · Prohibited Items and Categories: Higher Education after Graduation (p.26) · updated August 2026 · checked October 6, 2026
[S19] Education Freedom Account Parent Handbook (CSF New Hampshire) · How to Access EFA Grant Funds: three spending methods (p.29) · updated August 2026 · checked October 6, 2026
[S20] Everything You Need to Know about Education Freedom Accounts (CSF NH) · Apply (application status) · checked October 6, 2026
[S21] New Hampshire Education Freedom Account Program Reaches 12,500-Student Enrollment Cap (CSF NH news) · News release · dated August 13, 2026 · checked October 9, 2026

Last updated October 17, 2026 · rule version 5 · next check by December 1, 2026. Found something out of date? Tell us.

Changes to this page

October 17, 2026: version 5 · Wording and date formats tidied; no change to the program facts (17 Oct 2026).
October 9, 2026: version 4 · The 12,500-student limit for 2026-27 has been reached, so new families outside the priority groups now go on a waiting list (9 Oct 2026).
October 6, 2026: version 3 · Added operating and application status, parent questions and recheck date (6 Oct 2026).
October 6, 2026: version 2
October 6, 2026: version 1